Anyone out of work is vulnerable to being scammed by crooked head hunters on the take. All too often what started as a potential job offer winds up sounding more like a sales pitch, and job hunters should always be wary. Whenever there is insurance being sold, American Income Life jobs Minnesota for example, the so-called opportunity may not be quite as fleshy as the company agents make it sound.
This particular company does have a favorable line of products available to a prospective client. In addition, their approach to managing the sales pitch being given is a sound program for success. However, there are serious elements of the job, the industry, and the individual which can negatively impact budding agents taking their first steps into the door to door realm.
Most of their insurance products are supplemental medical health insurance plans. The coverage is ideal for families who have more frequent visits to medical establishments. Supplemental plans help families cover deductibles, percentages, copayments, and often will provide monies for medical services or procedures that their primary coverage denies.
In order to qualify for this type of insurance product, the applicant must be under a certain age and living with reasonably good health. Supplemental insurance has greater veto power than major medical plans when it comes to excluding individuals with preexisting conditions. Unfortunately, many of the sales leads that new agents will follow up on will be older individuals who may desperately need the coverage, but cannot qualify.
This may be a headache of a stumbler for them, but they will totally be pushed to get out on all appointments, even if they are 100% certain their potential client will not qualify. It allows new agents to practice the delivery of their pitch, which must be performed for their bosses once a week as well to ensure they are keeping to it. Also, there are many other insurance products that AIL can sell them, so even an uninsurable lead may lead to a smaller sell.
Many companies might pay a stipend or small hourly wage in addition to the commission checks. AIL is not that company, and new agents do feel the burn in their wallets sometimes. In order to be successful in this venture, it is necessary for a budding agent to have some money of his or her own to get started until they have the knowledge and experience in be making mad sales.
On the bright side, commissions at AIL are generous compared to most companies out there. Once an agent sells a product, he or she will receive their commission each and every time payment is made for that policy, forever. So long as they work there, every policy sold becomes a new piece to their regular paychecks. The best lumps get thrown in yearly when policies renew.
With each shiny new insurance policy sold, the fixed agents build their own personal paychecks. Not only that, but each year they can revisit clients and make attempts to sell them more valuable packages for slight rate increases each time. Once they know their client can qualify for any medical policy carried, selling better policies or a variety of plans becomes easy.
This particular company does have a favorable line of products available to a prospective client. In addition, their approach to managing the sales pitch being given is a sound program for success. However, there are serious elements of the job, the industry, and the individual which can negatively impact budding agents taking their first steps into the door to door realm.
Most of their insurance products are supplemental medical health insurance plans. The coverage is ideal for families who have more frequent visits to medical establishments. Supplemental plans help families cover deductibles, percentages, copayments, and often will provide monies for medical services or procedures that their primary coverage denies.
In order to qualify for this type of insurance product, the applicant must be under a certain age and living with reasonably good health. Supplemental insurance has greater veto power than major medical plans when it comes to excluding individuals with preexisting conditions. Unfortunately, many of the sales leads that new agents will follow up on will be older individuals who may desperately need the coverage, but cannot qualify.
This may be a headache of a stumbler for them, but they will totally be pushed to get out on all appointments, even if they are 100% certain their potential client will not qualify. It allows new agents to practice the delivery of their pitch, which must be performed for their bosses once a week as well to ensure they are keeping to it. Also, there are many other insurance products that AIL can sell them, so even an uninsurable lead may lead to a smaller sell.
Many companies might pay a stipend or small hourly wage in addition to the commission checks. AIL is not that company, and new agents do feel the burn in their wallets sometimes. In order to be successful in this venture, it is necessary for a budding agent to have some money of his or her own to get started until they have the knowledge and experience in be making mad sales.
On the bright side, commissions at AIL are generous compared to most companies out there. Once an agent sells a product, he or she will receive their commission each and every time payment is made for that policy, forever. So long as they work there, every policy sold becomes a new piece to their regular paychecks. The best lumps get thrown in yearly when policies renew.
With each shiny new insurance policy sold, the fixed agents build their own personal paychecks. Not only that, but each year they can revisit clients and make attempts to sell them more valuable packages for slight rate increases each time. Once they know their client can qualify for any medical policy carried, selling better policies or a variety of plans becomes easy.
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