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Are The ALTA Land Title Surveys Tennessee Home Buyers Order Really Necessary

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By Thomas White


A lot of home buyers want to find some place that has a little acreage so they are not right next to neighbors. Many of them believe they know where their property begins and ends. Reading and understanding legal descriptions can be difficult, and they may be almost impossible to follow especially if the property lines are irregular. Real estate buyers can purchase property according the legal description of record, or they can order one of the ALTA land title surveys Tennessee Brokers and lawyers suggest.

As a property owner you need to know exactly how much acreage you have and where the boundary lines are. This is one of the most common reasons to have a survey conducted. If you decide you want to erect fencing along your property lines, you have to know where they are. Without accurate information, you may accidentally encroach on your neighbor's property and have to pull expensive fencing out of the ground.

Property that was primarily agricultural often has old dirt roads and easements that can affect your ability to build just anywhere on the property. It is very common for utility easements to cross through a property. If the property behind yours is landlocked, there may be a recorded easement allowing access to that property by way of yours.

Before you bought a certain piece of property, there may have been a mutual agreement between the old neighbors regarding overhangs or joint driveways. When you become the owner, you will need to know whether those old agreements remain in effect. Even good neighbors can come to blows over fallen tree limbs. You may think that if limbs from a tree on the edge of the property line fall in your neighbor's yard, they become the responsibility of the neighbor. Your neighbor will probably disagree.

When you purchase acreage, what is situated on that property belongs to you unless the seller specifies something else in the contract and again at closing, if necessary. There may be a portable building or irrigation system that will be removed before closing or within a certain number of days afterward. What is left of the property must be in compliance with local ordinances and regulations.

Before you purchase property for residential use you need to know that it is zoned residential. If it is not, you probably can't build your new home there unless you get the county to approve a zoning exception. Depending on where you live, this may or may not be an easy process.

Purchasers who are considering putting commercial buildings or multiple family dwellings on a piece of property need to know what curb cuts are allowed and whether or not entrances can accommodate emergency vehicles and commercial trucks.

A metes and bounds survey is your best protection if a dispute arises over property lines, easements, or encroachments. This is not where you want to economize when you are purchasing property.




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